Financial Capability and Asset Building in Vulnerable Households

Building on more than 20 years of research, this book sets the stage with key concepts, historical antecedents and current financial challenges of families in America. It provides knowledge and tools to assist families in pressing financial circumstances and offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. Furthermore, the text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations.